Veteran Owned & Operated Veteran Owned & Operated When severe storms damage your Illinois home or business, repairing the property is only part of the recovery. The insurance claim itself can involve inspections, estimates, policy questions, emergency repairs and decisions about whether the proposed settlement reflects the full scope of the loss.
Metro Public Adjustment helps Illinois property owners document storm damage, review insurance coverage, organize claim information and navigate the property insurance claim process.
Our team works for you, the policyholder, not the insurance company.
Metro assists residential and commercial property owners throughout Illinois, with a current storm-response focus on:
If your property was damaged by high winds, tornadoes, fallen trees, hail or wind-driven rain, Metro can help you understand the claim process and determine what steps to take next.
Will County experienced some of the most significant damage during the August 11, 2026 derecho.
The National Weather Service documented destructive winds throughout the county, including a 91 mph measured wind gust near Mokena and an 87 mph gust near Peotone. Tornado and severe wind damage was also reported around New Lenox, Joliet, Frankfort Square, Monee, Crete and surrounding communities.
Reported property damage included:
After a major wind event, damage is not always obvious from ground level.
Roofing materials can be lifted or loosened without being completely removed. Flashing can move. Siding may crack or detach. Trees and debris can damage several areas of a property at once.
If you own property in Will County, a professional inspection can help determine whether the visible damage tells the entire story.
The August derecho produced particularly severe conditions across portions of Will County.
In addition to the 91 mph wind measurement near Mokena, NWS reports documented tornado activity near New Lenox and extensive wind damage throughout the county.
Metro can assist property owners in:
Plainfield
Joliet
Mokena
New Lenox
Homer Glen
Frankfort
Monee
Crete
Peotone
If you are filing an Illinois storm damage insurance claim, Metro can help review:
Learn more about what a public adjuster does.
Cook County also experienced significant wind and tornado damage during the August 11 derecho.
The National Weather Service documented damage across the southern and southwest Chicago suburbs, including Lemont, Justice, Palos Park, North Riverside, Bridgeview, Flossmoor and southern Chicago neighborhoods. Reports included large trees falling onto homes, roof and garage damage, widespread tree damage and strong measured wind gusts.
A confirmed EF-1 tornado also affected Glenwood and Lansing, while other tornado tracks and severe wind damage occurred farther west in the county.
Cook County property owners should inspect:
Keep photographs, videos, contractor estimates and receipts for emergency work.
The August 11 derecho caused widespread damage throughout Chicago’s southern and southwestern suburbs.
Metro can help homeowners and commercial property owners in communities including:
Tinley Park
Orland Park
Lemont
Palos Park
Bridgeview
Glenwood
Lansing
Flossmoor
Homewood
and surrounding Cook County communities.
A public adjuster can help document property damage and organize the insurance claim from the policyholder’s perspective.
The insurance company has professionals representing its interests.
A public adjuster represents the policyholder.
Metro Public Adjustment can assist with:
Metro’s mission is to protect and educate the policyholder, and the company works with both residential and commercial property owners.
For larger or more complicated storm claims, having an experienced professional focused on the policyholder’s side can help keep the process organized.
Straight-line winds can lift or remove shingles, loosen flashing, damage siding, break windows and send trees or debris into structures.
The August 11 derecho produced widespread 70 to locally 100+ mph winds across northeastern Illinois.
Tornado Damage
Tornado damage can involve roofing, siding, structural components, windows, interior finishes, garages, detached structures and personal property.
Fallen Tree Damage
Large trees and branches can damage roofs, garages, exterior walls, fences, sheds and other structures.
Tree impact can also damage structural components beneath the visible surface.
Water Intrusion
Wind-driven rain can enter through damaged roofing, siding, windows or exterior openings and affect ceilings, walls, insulation, flooring and belongings.
Denied or Underpaid Storm Claims
Already filed a claim?
If you believe important damage was omitted or the claim does not reflect the full scope of your loss, Metro can review existing claim documentation and help explain what options may still be available.
Learn about Metro’s prior claim review services.
Metro assists Illinois property owners with storm-related property claims involving:
Wind Damage
Strong winds can damage shingles, siding, flashing, gutters, exterior structures and windows.
Tornado Damage
Tornadoes can cause extensive exterior, structural and interior property damage.
Fallen Tree Damage
Trees can damage roofs, garages, siding, fences, sheds and other structures.
Water Intrusion
Storm-created openings may allow rain into ceilings, walls, insulation and flooring.
Denied or Underpaid Claims
Metro can also review claims that have already been handled without its assistance.
Storm damage is not always obvious.
A roof can look intact from the ground while shingles have been lifted or damaged by severe wind. Water can enter behind roofing or siding. Tree impact can damage framing beneath the visible exterior.
That is why properly inspecting and documenting the property matters.
Metro Public Adjustment has decades of experience helping property owners navigate insurance claims. Its stated mission is to protect and educate policyholders while helping them understand their property-loss claims.
If your Illinois home or business was recently damaged by wind, a tornado, falling trees or another severe storm, make sure the full scope of the damage has been documented.
An Illinois public adjuster represents the policyholder during a property insurance claim. A public adjuster can help inspect and document damage, review policy information, organize the claim, communicate with the insurance company and assist with negotiations.
Yes. Metro works with residential and commercial property owners and provides property-insurance claim assistance in Illinois.
The derecho caused significant damage across northeastern Illinois, particularly the western, southern and southwest Chicago suburbs. Will County and southern Cook County experienced substantial wind, tree, roof and tornado damage.
The National Weather Service documented widespread winds of approximately 70 to locally more than 100 mph across northeastern Illinois and northwest Indiana. A 91 mph gust was measured near Mokena in Will County.
Yes. Metro can review an existing claim, carrier estimate, contractor estimates and property-damage documentation. Metro also provides prior claim review services.
Document roofing, siding, windows, gutters, trees, garages, detached structures, interior water damage and personal property. Take both photographs and video before permanent repairs whenever it is safe to do so.
Think your home may have storm damage?
Complete the form below to request a free, no-obligation property inspection from Metro Public Adjustment.
We’ll help you identify potential storm damage and better understand your options before you move forward with your insurance claim.
